Pro tool

Investor tax & cashflow lab

Plug in your own purchase, rent, debt, and exit numbers to see the math only: annual rental cashflow, carried-forward rental losses for established property after 1 July 2027, CGT at sale under today's rules versus the proposed 2026-27 Budget model, and the approximate bottom-line difference.

Indicative numbers only — not tax or financial advice.

This is a data tool, not advice. The changes are proposed, not yet law, and the detail can change before legislation. The model is simplified and should be used for your own due diligence only. Talk to a registered tax agent before relying on anything here. Source: budget.gov.au — Negative Gearing and Capital Gains Tax Reform.

Pro tool

Your numbers in, current-vs-proposed math out

2026-27 Budget

Property type

Purchase price

Purchase month + year

Buying/selling costs + capital improvements

Current / expected sale value

Expected sale month + year

Loan amount

Interest rate

% p.a.

Other annual deductible holding costs (rates, strata, insurance, management, maintenance, depreciation claimed)

Annual rent

Marginal income-tax rateAssumed inflation

% p.a.

Loan payout at sale (optional for the bottom-line view)

I received an income-support payment in the year I sellQualifying affordable-housing investment (60% discount)

Enter the purchase price.